If PLUS-SIZED MODEL is attacked, her owner MUST pay the CAPITAL cost to defend.
If PLUS-SIZED MODEL's owner has no Capital available to pay her to defend, and COMMUNITY does NOT have other UNITS in play, enemy Units can attack LIFE directly.
If PLUS-SIZED MODEL fails an attack after rolling a 1, her owner does NOT have to pay her Capital requirement in order to defend the COUNTER-ATTACK.